Hello dear community,

Christmas Eve is over and I thought I'd use the time to introduce myself. My name is Daniel, 45 years old, proud father of two grown-up daughters and I'm now also a member.

I burned a lot of money in the 90s with biotech shares on the "Neuer Markt". I think it was Quiagen. No matter. Back then, it wasn't as easy as it is today to get a comprehensive overview of the markets. I was cured for a long time and kept my hands off it. Looking back, not so clever 😩

With regard to my pension, I was actually not completely inactive and will probably have around 5K (per month) before taxes and contributions at 67. In addition, there are payments and shares from Riester, LV, industry pension and separate pension. That should be enough, as I'm actually a frugal person.

In addition, I'm venturing back onto the trading floor with shares and the like.

Now let's move on to my goals in the stock market world.

I want to create as much of a cushion as possible so that I can simply do what I want. Renovate a property, possibly sell it, go traveling, build a new home - anything is possible. And if I do end up giving up early, I want to provide my children with the best possible financial security.

To achieve this, I have structured my portfolio as follows.

35% shares

65% ETFs ETCs and funds

When it comes to shares, I have to admit that I am influenced by current trends and preferences for one brand or another. $AAPL (-2.8%) , $AMZN (-1.44%) etc., have tempted me. However, I quickly realized that I'm not the type for individual stocks. I'm keeping an eye on the shares, but I won't be expanding this part of my portfolio any further and will invest in ETFs again in due course.

In future, the focus will be on ETFs and ETCs, such as gold. $XGDU (+1.52%) gold.

My ETFs are roughly divided up as follows.

- Technology

- industry

- Armaments and defense

- gold

- Raw materials

These are mainly dividend-paying ETFs. I plan to keep reinvesting the dividends via the annual exemption order, in our case EUR 2,000, but save as much tax as possible.

Crypto is a closed book for me. I'm not cut out for this kind of thing. I just don't understand the principle. And somehow too late.

I probably should have invested 100 euros in $BTC (+1.98%) if I had known about it. Then I probably wouldn't have to worry about it today.

In addition to my initial investment, I would like to use the monthly savings installment of 500 euros with an annual growth rate of 3% for the next 20 years to perhaps take a bath in my bathtub like Scrooge McDuck. It probably won't be enough for the money bin, but what the heck.

My basis is the UniDynamicFonds: Global -net- A ($LU0096426845 C ). Yes, I know it's a fund with a relatively high TR. It's a relic from days gone by. However, it has not done badly over the last five years. I will convert this main position into an ETF in due course and steadily build it up. The second fund will then also be transferred to ETFs. Here are the $XAIX (-1.27%) and the $XUTC (-1.6%) are ready.

But I will come back to you with a separate question.

My current larger positions are

- UniDynamicFonds: Global net A $LU0096426845

- UniSector: HighTech A $LU0101441672

- VanEck Defense ETF A $DFEN (+0.58%)

- VanEck Semiconductor ETF A $IE00BMC38736 (-1.54%)

- IE Physical Gold ETC Securities $XGDU (+1.52%)

- VanEck Ms Developed Markets Div Lead ETF $TDIV (-0.31%)

- SPDR MSCI ACWI IMI ETF $SPSA (-0.93%)

The rest is somewhat broadly diversified. I find Health very interesting, but here I have chosen two individual stocks $$NOVO B (-0.09%) & $DXCM (-2.24%) "and I'm still looking for the right ETF. Here I have the $XUHC (+0.69%) for the time being.

In the near future I will be looking at Japan $UIM5 (-1.02%) Nordic countries $XDN0 (-0.64%) Europe $V3EL (-0.66%) and also Germany $VGER (-0.45%) further. I also see long-term potential here and I am creating some distance from my very US and technology-heavy investment stocks.

Roughly speaking, my portfolio should have a large all-world ETF and everything else around it - in keeping with the current times - is the Christmas bauble around the tree.

I look forward to any feedback.

Have a nice holiday season

Best regards

Daniel

____

Thanks to @DonkeyInvestor for the guide 🤪

Hello everyone,

I have recently started investing and would like to hear your opinions on my investment strategy.

I can save around €3,000 per month. I invest €2,000 of this in ETF savings plans:

• 700 € in the FTSE All-World $VWRL (-0.81%)
• 
  1,000 € in the S&P 500 Core $CSPX (-0.82%)
• 
  100 € in the VanEck Semiconductor $IE00BMC38736 (-1.54%)
• 
  100 € in the S&P 500 Info Tech $IUIT (-1.74%)
• 
  100 € in the Xtrackers Artificial Intelligence $XAIX (-1.27%)

I also invest €1,000 per month in growth stocks.

I am aware that some sectors in my ETFs and even shares overlap. However, as I am deliberately aiming for an overweight in the tech sector, I am following this strategy.

I look forward to your feedback and advice! #etfs
#stockanalysis
#tech
#investing
#growth

Podcast episode 59 "Buy High. Sell Low."

Subscribe to the podcast to end the staff shortage!

00:00:00 Q3 Performance Max

00:16:30 Q3 Performance Juri

00:27:00 Q3 Performance Stephan

00:41:00 China money printer

01:04:00 Tesla Cybercab

01:34:00 Uber

01:44:45 AMD & Nvidia

02:01:10 €1,000 work bonus

Spotify

https://open.spotify.com/episode/0USfiCifdd77nT5AdkHRaE?si=312891I_SW2vQl-MNsLhQQ

YouTube

https://youtu.be/OAy7hzY2r9o

Apple Podcast

https://podcasts.apple.com/us/podcast/folge-59-tesla-amd-nvidia-uber-china-q3-portfolio-performance/id1695869891?i=1000672811885

#podcast
$SPOT (-2.47%)
$AAPL (-2.8%)
$GOOGL (-0.24%)
$GOOGL (-0.24%)
$UBER (+2.17%)
$AMD (-4.1%)
$NVDA (-2.13%)
$TSLA (+0.26%)
$LYFT (-2.8%)
$MBLY
$INTC (-3.21%)
$IE00BMC38736 (-1.54%)

AMD AI event live today from 18.00 on YouTube:

https://www.youtube.com/watch?v=vJ8aEO6ggOs

$AMD (-4.1%)
$NVDA (-2.13%)
$INTC (-3.21%)
$IE00BMC38736 (-1.54%)
#youtube
#ai
#ki

Next Intel-quarterly figures could disappoint again, as so often. Would sell (even if negative) and reallocate. Opinions?

$INTC (-3.21%)
$AMD (-4.1%)
$NVDA (-2.13%)
#intel
#halbleiter
$IE00BMC38736 (-1.54%)#semiconductor

https://www.pcgameshardware.de/CPU-CPU-154106/News/Verkaufszahlen-bei-Mindfactory-1457168/

Semiconductor shares since their 52-week highs

-61% Intel $INTC (-3.21%)

-54% Aixtron $AIXA (-1.75%)

-45% STMicroelectronics $STMPA (-1.56%)

-44% Micron Technology $MU (-0.67%)

-37% Globalfoundries $GFS (-1.79%)

-36% BE Semiconductor $OXVE

-33% Lam Research $LRCX

-29% AMD $AMD (-4.1%)

-29% Qualcomm $QCOM (-1.6%)

-28% ON Semiconductor $ON (-6.51%)

-27% ASML $ASML (-0.93%)

-26% Applied Materials $AMAT (-3.51%)

-26% Elmos Semiconductor $ELG (+1.75%)

-24% Microchip Techn. $MCHP (-2.16%)

-23% ARM $ARM (-2.09%)

-23% Synopsys $SNPS (-1.83%)

-23% Infineon $IFX (-0.24%)

-22% NXP Semiconductors $NXPI (-0.49%)

-20% Cadence Design $CDNS (-0.53%)

-17% Nvidia $NVDA (-2.13%)

-17% VanEck Semicon. ETF $IE00BMC38736 (-1.54%)

-17% Nordic Semi $NRS

-17% KLA Corporation $KLAC (+0.51%)

-13% Marvell Technology $MRVL (-3.43%)

-12% TSMC $2330

-11% Broadcom $AVGO (-1.46%)

-7% Texas Instruments $TXN (+0.63%)

-6% Monolithic Power Syst. $MPWR (-5.85%)

>> Which stocks are you invested in and how are they performing? Which of these stocks do you have on your watchlist? #semiconductor
#halbleiter

$IE00BMC38736 (-1.54%) - VanEck Semiconductor ETF records its biggest one-day decline since March 2020 and closes down more than 7.5%

$NVDA (-2.13%) has experienced the largest one-day loss of any company in stock market history

$NVDA (-2.13%) : -10%.

$TSM (-1.1%) : -7%.

$AMD (-4.1%) : -8%.

$ARM (-2.09%) : -7%

$INTC (-3.21%) : -9%

$QCOM (-1.6%) : -7%

$AVGO (-1.46%) : -6%

$MU (-0.67%) : -8%

From the $CHIP (-1.58%) to the $IE00BMC38736 (-1.54%) shift?

Entered on 10.07., which was probably a very unfavorable time (from a current perspective). The share of over 30% $NVDA (-2.13%) is $CHIP (-1.58%) already very strong. Which makes it heavily dependent on NVIDIA, which in retrospect bothers me a little. What do you think? Is it worth reallocating?

$N/A (-1.54%)
@Kundenservice Can you please correct the ticker name here and the allocation in is not displayed in the #DeepDive function. (IE00BMC38736)

Thank you.