Non trouvé

2Mo·

Hello everyone,

I would like to introduce you to my portfolio. My investment strategy is mainly based on dividends in order to generate a regular cash flow. This cash flow is then additionally invested each month until the investment target of around €200,000 is reached.

The next purchases are planned for next month $BNS (-0,56 %) and $VWRL (-0,54 %) .

What do you think of my portfolio? What do you think is good or bad? I look forward to any feedback!

10 Commentaires

2Mo

Don't the transaction costs of the dividend payments eat into the return with such small positions and such frequent distributions? I think that would only make sense if you already have the 200k; until then I would act differently.

•

DerMartin@DerMartin

2Mo

@stock_strategist_797 Dividend payments generally do not incur any transaction costs.

•

Robinhodl@Robinhodl

2Mo

@DerMartin Yes, maybe at Trade Republic, but even there you have the costs of currency conversion?

••

FunFun@__FunFun__

2Mo

@stock_strategist_797 so I don't know of a neo broker where dividend transactions cost...

Even direct banks like Comdirect have no fees

So I would recommend that you change your custody account as soon as possible if your custody account provider charges transaction fees on dividends received

•

DerMartin@DerMartin

2Mo

@__FunFun__ +1

•

Robinhodl@Robinhodl

2Mo

@__FunFun__ You're right, thanks - I should have checked that. I only dimly remember paying €1.50 per dividend payment under €15 with Flatex. But if I'm not mistaken, the PFOF should end in 2026 if that matters. Apart from that, it doesn't matter to me, as a high dividend yield is a sign of weak ROIC for me and therefore only makes sense if you want to live off the dividend cash flow - but that's another topic.

••

FunFun@__FunFun__

2Mo

@stock_strategist_797 ahh you are Austrian -
That explains it xD

I've often read that you have a really poor selection of (good) brokers...

The thing is, you don't even have to buy high div yield stocks

Blackrock is a great stock, but it would really piss me off if I had to give up €1.50 of my dividend to the broker every year.

Sure, from 15€ quarterly dividend it's free but for that you have to have 3 whole Blackrock shares...

And in my opinion Blackrock is everything but not a bad stock/UN

••

JM@jm_finance

2Mo

The dividend payers mean you lose out on a lot of yield...I've completely moved away from individual shares and only have ETFs in my portfolio...now also some "high" dividend ETFs. But I'm also retiring in a few years and have therefore put the focus on dividends....in younger years I would focus on dividend growth and an uncomplicated portfolio, just the Vanguard ETF (all World) and that's it.... :-)

•

Kai@Dividenden-Sammler

2Mo

would not want to include the majority of your stocks in the portfolio - I like 7 of your stocks - the rest, unfortunately, less so.

•

Dominik@finanzwolf3

2Mo

@Divcat_ Do you put all your dividends into wet food? Then I'd like to see your cat 🙈😂🤰

Joking aside: I'm also more of an ETF fan in this case. Most of the stocks don't appeal to me, even if some of them are good dividend payers. I'm also trying to gradually switch over and go more to $IWDA.

•