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2Année·

Moin, have me the last few days a few thoughts about which ETFs I take for my savings plan have so far simply invested in the $VWRL but thought maybe I should include a few others. Is it worth it at 200€ per month? Because z.b. I find some Läbder ETFs quite interesting. Have now reconsidered and is it worth it to limit to 3-4 ETFs? Or even to 6-7? Are after all "only" 200€ monthly.

18 Commentaires

Lorena@Lorena

2Année

That's enough. More ETFs does not mean more diversification. At some point you no longer have any advantages, you just add complexity and costs to your portfolio. 200 euros is great :) you can achieve a lot with that in the long term

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Nikita@Nikita_g

2Année

@Lorena I find China's industry, for example, very exciting and promising. But with such a small amount, maybe I should leave it alone😅

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Lorena@Lorena

2Année

@Nikita_g China also involves a lot of risk, you have to want that. I'm more of a fan of diversifying broadly with the ETF and then picking out individual good companies

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Zoro@RoronoaZoro

2Année

Why would you want to double up an All-World that covers the whole world with other ETFs? 😅

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Nikita@Nikita_g

2Année

E.g. with a China ETF or Aristocrat, or the Vanguard high dividend yield ETF

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Zoro@RoronoaZoro

2Année

@Nikita_g And why all this? 😅

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Nikita@Nikita_g

2Année

@RoronoaZoro because I find them interesting and believe that China and some emerging markets, for example, will perform very strongly in the future.

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GreenWash@GreenWash

2Année

@Nikita_g It's not about having the best investment of all time according to statistics etc. It's about feeling comfortable with your strategy and enjoying investing. If you think China and emerging markets will perform well, get an EM ETF as well. It's YOUR strategy, not mine, another getQuin user's or anything else. 🙂

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Nikita@Nikita_g

2Année

@GreenWash I am aware of that, but I would still like to get other opinions.

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Zoro@RoronoaZoro

2Année

@Nikita_g Then you could consider switching to an MSCI World and supplementing it with an emerging markets ETF, the weighting of which you can increase slightly ;)

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Nikita@Nikita_g

2Année

@RoronoaZoro Perfect, I wanted to do something like that. But now I know that I should take it easy thanks!

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Zoro@RoronoaZoro

2Année

@Nikita_g In my opinion, less is always more when it comes to ETFs, commit to a strategy at the beginning and then continue to follow it, if you are satisfied with the World + EM strategy, which I also follow, then go for it ;)

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Nikita@Nikita_g

2Année

@RoronoaZoro Would probably drive a similar strategy with the well-known Vanguard all world ftse and the Vanguard high dividend yield because it invests in exactly the countries in which I would probably have simply divided it up and maybe an aristocrat etf?! But maybe not Let's see how I feel about it later 😅

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Zoro@RoronoaZoro

2Année

@Nikita_g So far it sounds like you'd like to invest for the long term. Sure, distributions are cool, but I'd rather keep it simple for now and split it up and move it back and forth as little as possible, at least that's my approach ;)

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