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Portfolio idea 70 - 25 -5

Hello everyone,

I am currently adjusting my Trade Republic portfolio a bit and am now faced with the decision of whether to leave my portfolio with just one ETF $VWRL (-0,87 %) or whether I should add the $VUSA (-0,86 %) in a ratio of 25% and then the $VWRL (-0,87 %) to 70%. The remaining 5% I want to put 2.5% each in a gold and silver covered ETC.

My thoughts and goals:

First of all, my name is Till, I'm 20 years old and currently still in education. I've been saving at least €100 a month since the middle of last year. My goal is to build up my portfolio for later, i.e. for when I retire. My investment horizon is therefore still a few years away. I want to have to worry relatively little about my portfolio.

I've learned in the past that dividends motivate me a lot to stay on the ball, as I simply see more that my portfolio is working.

I would very much appreciate your constructive criticism.

7 Commentaires

Thomas@WolfofNersingen

22H

I also have a high USA overweight.
Why?
The USA has always outperformed everything else and will continue to set the tone on the markets in the future. Probably more than ever.
Europe itself, on the other hand, is becoming insignificant.
I also have exactly the two ETFs you mentioned, even in a 1:1 ratio.

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Anderlé MPoint@Anderle

21H

You can do this if you want more USA exposure.
But if it's a return booster and you can tolerate price fluctuations, I would unpack the right club and take a NASDAQ instead of the S&P500 ✌🏻

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Rocco@meisterrocco

22H

For me, the proportion of americas would be too high. I'd rather do 90% ftse and 5% each btc, gold

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Thomas@WolfofNersingen

22H

But I would definitely also add 15-30% Bitcoin.
If you want to make a real return in 10/20 years, then there is no way around BTC.

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Sparfuchs@Reinecke

My savings plans run 70/30 $VWRL / $VUAG and then I buy individual shares from time to time. The VWRL/VUAG combination is doing better and the $VUAG is driving it, but I can only answer whether it makes sense in 10 years' time.

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