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Did you make a conscious decision in favor of dividends back then? And dealt with the tax disadvantages?
@Aktienmasseur
Initially, I took a two-pronged approach and only saw dividends as a source of motivation. Now, with advance taxation, the tax disadvantages of distributing ETFs have diminished. I'm now more reassured by the predictable cash flow, especially as I don't yet have a pension in my account and first have to learn to cope with less income.
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@Lawikhan exciting! Dividends would not reassure me, as they are not mandatory and the amount can change at any time and you have to pay tax immediately without being able to control it optimally.