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Congratulations and glad you made it. I think that the 40000 € is already a decent pension. However, if you don't need that much money as a pension, then I would rather continue to focus on performance and growth and perhaps also create a small growth portfolio.
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@Tenbagger2024
Thank you very much. I don't trust the calculations and calculate more cautiously. I also don't want to be too greedy and am quite happy with the overall return on my ETFs. I can still spice them up a bit in the event of setbacks 😉
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