Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (-0.12%) will be liquidated on the 16th and invested in $VWRL (-0.12%) invested.
$MSCI (-0.1%) was a gift via TR, but I will also sell it.
The $SPPW (-0.13%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (+1.94%) I've slipped up with the saveback conversion.
And $BVB (+0.08%) I only wanted one share because it's my club.
$QYLE (-0.09%) and $SDIP (-0.08%) are a small addition.
If you have any suggestions for changes, please let me know
