Hi everyone, I am investing in 3 ETFs $FUSD (-0.86%)
$TDIV (-0.01%)
$IWDA (-0.76%) .

My idea is to diversify the portfolio and reinvest the dividends. Instead of $FUSD (-0.86%), I could use $FUSA (-0.89%) but in the future, it will be easier to use the dividends if I stop reinvesting it.

Should I change any of those ETFs, or my choice is good enough for a long period of 10-20 years?